Case study · Fintech & tokenisation
Klasma: investing in real assets, fraction by fraction
🔧 Working demonstrator — moving towards a regulated framework (CSSF / MiCA) in preparation.
Klasma is a platform for tokenising real-world assets, designed and developed by LBO Dev. Its principle: divide an asset — a building, a collector car, a work of art — into thousands of digital shares, so that it can be held by several people. It is one of our most ambitious projects, and a demonstration of our ability to build a complete, mobile and secure application on a demanding subject.
The idea
Some assets are, by their very nature, reserved for the few: income-producing real estate, exceptional cars, art. Klasma explores another path: by representing each asset as a set of indivisible tokens, the platform makes it possible to hold a fraction rather than the whole. The ambition is to make a usually complex investment logic readable and accessible — while keeping a simple experience, designed first for mobile.
Four investment universes
Klasma is organised into themed universes, each with its own identity, its assets and its administration team. Each universe operates independently; only a global oversight brings them all together.
An already complete platform
Beyond the concept, Klasma is a genuinely functional application. The following building blocks have already been developed.
Member accounts & KYC
Sign-up, secure login and an identity-verification journey, specific to each universe.
Catalogue & listing
Presentation of the assets on offer, with detailed sheets and visuals.
Purchase & portfolio
A journey for acquiring shares and a personal portfolio that tracks each member's positions and balance.
Subscriptions & benefits
Subscription plans with their associated benefits.
Income distributions
The pass-through to holders of the income generated by the assets (rent, coupons, dividends as the case may be).
Multi-channel notifications
In-app messages, push notifications and transactional emails.
Community & marketing
Referral programme, campaigns and an editorial blog.
Multi-universe back office
Per-universe administration, with a global oversight reserved for the highest-level accounts.
Internal utility token
An in-house token distributed to subscribers as a loyalty benefit, convertible into asset shares or redeemable in euros after validation.
Designed for trust
Handling accounts, payments and assets demands absolute rigour. Klasma has been built accordingly: an experience designed first for mobile, secure sessions, form protection, and above all end-to-end reliable transactions on every sensitive operation — so that a purchase, a conversion or a distribution is always processed in full, never halfway. Identity verification and a per-universe partitioned administration complete this foundation of trust.
A demonstrator on the way to compliance
Klasma is today an accomplished demonstrator, which proves the technical viability and the experience of the product. The next step is regulatory in nature: framing the token, strengthening identity verification, banking integration and bringing it into line with the framework applicable in Luxembourg and Europe (CSSF, MiCA). It is precisely this requirement — build first, then secure and bring into compliance — that characterises the way we run our projects.
Klasma is presented here as a case study and a demonstrator. This page does not constitute a public offering or investment advice.
An ambitious project to bring to life?
Do you have an idea for a platform, a fintech product or a large-scale technical project? That is exactly the kind of challenge we love to take on. Let's talk: we get back to you within 24 working hours. Based in Contern, we support businesses across Luxembourg and the Greater Region.
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